Protect your paycheque.
Published September 2026 · Last reviewed: October 2026
Your ability to earn is your most valuable asset. Disability insurance replaces part of your income if illness or injury stops you from working.
If you couldn’t work, what pays the bills?
Most families protect their home and car — but not the income that pays for both. Disability insurance pays you a monthly benefit while you recover, so an injury or illness doesn’t turn into debt.
Income replacement
Replaces a significant portion of your income to cover daily expenses, mortgage, and bills.
Financial stability
Focus on recovery instead of worrying about how the rent gets paid.
Broad coverage
Covers disabilities from accidents, illnesses, and mental health conditions, depending on the policy.
Peace of mind
Know your family’s lifestyle is protected even if the unexpected happens.
If people depend on your income, you need it.
Starting young locks in lower rates and protects your insurability for life with the right policy features.
Talk to a licensed advisor — free.
No spam, no pressure, no data selling. Just honest advice for your family.
How we’re paid
Our advice costs you nothing. When you buy a policy through SecureMyFamily, the insurance company pays us a commission — the price you pay is the same as if you bought directly from the insurer. Commission levels vary by insurer and product, and we’re happy to explain exactly how we’re compensated on any product we recommend — just ask. See our licensing & disclosures.