A tax-free lump sum when you’re diagnosed.
Published September 2026 · Last reviewed: October 2026
Focus on recovery — not bills. Receive a one-time, tax-free payment on diagnosis of a covered serious illness.
Simple when life gets complicated.
Get covered
Choose a benefit amount that fits your budget. Underwriting is straightforward — usually just health questions.
Diagnosis
If you’re diagnosed with a covered condition — like cancer, heart attack, or stroke — and meet the survival period (typically 30 days after diagnosis), you qualify.
Lump-sum payout
You receive a single tax-free payment. Spend it however you need: treatment, mortgage, time off work.
Why families add it.
One-time payout
A single lump sum on diagnosis — not ongoing income, not tied to receipts.
Tax-free benefit
The benefit is generally received tax-free, so the full amount works for you.
Your choice
Use it for private treatment, home modifications, debt, or replacing income while you recover.
Talk to a licensed advisor — free.
No spam, no pressure, no data selling. Just honest advice for your family.
How we’re paid
Our advice costs you nothing. When you buy a policy through SecureMyFamily, the insurance company pays us a commission — the price you pay is the same as if you bought directly from the insurer. Commission levels vary by insurer and product, and we’re happy to explain exactly how we’re compensated on any product we recommend — just ask. See our licensing & disclosures.